SmartMode AI
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Payment Term Optimizer

Analyzes your payment terms across vendors and customers, recommends changes, and models the cash flow impact.

From $100/mo per department
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What Payment Term Optimizer does

  • Audits current payment terms across all vendors
  • Identifies opportunities for early-payment discounts
  • Recommends customer payment term adjustments
  • Models cash flow impact of term changes
  • Tracks term compliance across vendors and customers

Integrates with

QuickBooksXeroGoogle SheetsSlack

Payment Term Optimizer FAQ

Most SMBs save 2–5% on vendor costs through early-payment discounts and improve cash flow by 10–15 days through customer term adjustments.

Stop hiring. Start deploying.

See the nine-department digital workforce in action. Plans start at $75/mo.

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